Wealth Advisory and Financial Planning

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Financial planning is both art and science. Fabio Campanella, a partner at Campanella McDonald LLP and head of the Praetorian Wealth Advisory team at Queensbury Securities Inc., has been advising clients on financial matters since 2002.

With a unique blend of in-depth tax, financial, and estate planning knowledge Fabio is able to craft and implement custom financial plans for clients and assist with all aspects of investment, retirement, and estate planning.

Fabio is available for consultations on both fee-for-service engagements and fee-on-assets engagements from offices conveniently located in Oakville ON and downtown Toronto ON.

An Experienced and Qualified Team

Credentials are important but experience is what matters most. The Praetorian Wealth Advisory team has been working in the investment and financial planning field for decades. The team has a particular focus on tax and financial planning at the pre and post retirement stages for entrepreneurs and high income earning professionals.

Fabio Campanella CPA, CA, CFP, CIM – Investment Advisor
Fabio brings two decades of experience to the team and is a Chartered Professional Accountant, a Certified Financial Planner, a Chartered Investment Manager, a registered tax specialist with CPA Canada and has completed the LLQP in Ontario. Fabio is a regular contributor to the personal finance sections of the Financial Post and The Globe and Mail as both a guest columnist and expert contributor and has lectured in personal finance, taxation, real-estate investing and advanced corporate finance. Fabio has held senior positions in accounting, tax, and investment advisory and has worked for a multitude of industry leaders such as Price Waterhouse Coopers, BMO Nesbitt Burns, and Grant Thornton.

Paul Scarafile CIM, FMA – Client relationship manager
Paul is a Chartered Investment Manager and Financial Management Advisor with over two decades of securities industry experience. Paul has sat on boards and held executive positions at public companies along with senior positions at CIBC Wood Gundy and Queensbury Securities Inc. in Toronto.

Denise Campanella LL.B. – Compliance manager
A former lawyer practicing in Ontario, Denise heads the compliance function for the team ensuring all client accounts and documentation adhere to industry requirements.

A Full-Suite of Services

At Praetorian Wealth Advisory our team offers a full-suite of advisory services on both a fee-for-service and fee-on-assets basis:

Investment Advisory:

All too often investment advisors will attempt to fit their clients into a standard mold. At Praetorian Wealth Advisory we treat each client as an individual and take the time to properly design, implement, and monitor client investment portfolios based on each client’s risk tolerance and long-term goals. This means that no two portfolios are alike and no two households are alike.

Our goals are to achieve portfolios that meet our client’s long-term financial objectives whilst being cognizant of overall costs, risk, and individual tax planning.

When designing a core portfolio we often use exchange traded funds (ETFs), individual stock positions, and some managed funds. The results are portfolios that ensure an adequate amount of down-side market protection, acceptable diversification, and exposure to domestic and international assets.

Investment advisory services are offered on a fee-on-assets basis starting at 1% of assets invested. Client/advisor fit is important to us. In order to keep a more intimate group of clientele we request that clients in or near the retirement stage maintain a minimum household investment of $500,000. Clients in the asset accumulation stage are considered on a case-by-case basis.

Financial Planning and Estate Planning:

Are you interested in managing your own investments but require a professional to provide unbiased direction and advice? There are a growing number of people looking for investment advice, financial planning, and estate planning on a fee-for-service basis.

Fees, as opposed to commissions, can help align client and advisor goals more closely. At Praetorian Wealth Advisory all fee-for-service consultations are conducted by Fabio Campanella CPA, CA, CFP, CIM.

Typical client engagements range from comprehensive plans to narrow consultations but can include any of the following:

  • Retirement plans
  • Cash-flow plans
  • Investment allocations
  • Individual stock and alternative investment analysis
  • Risk analysis
  • Portfolio construction
  • Comprehensive financial plans
  • Estate plans
  • Corporate tax minimization and corporate retained earnings planning
  • Life insurance planning

All fee-for-service consultations are billed by the hour for work performed. Consultations are billed for a minimum of 5-hours at a rate of $350 per hour.

An Independent Approach

By operating out of Queensbury Securities Inc. and having no direct affiliations with banks, insurance companies, mutual fund managers or major financial institutions the Praetorian Wealth Advisory team is able to maintain complete independence. Independence is important as the team is free to make recommendations based on a best-fit for each client rather than a best fit for an affiliated financial institution.

In addition to remaining independent, the team accepts only fees in the vast majority of client accounts as opposed to commissions and will never accept a deferred sales charge. This fee structure can help better align client and advisor goals by creating a relationship based on mutual desire for paced, consistent portfolio growth with less volatility in returns. At Praetorian Wealth Advisory we pride ourselves on offering our clients comprehensive financial advice rather than acting simply as asset gatherers. We see ourselves as your family’s Chief Financial Officer rather than acting simply as stock brokers.

A Strong Back-Office

Our team operates under Queensbury Securities Inc. Queensbury is a securities firm registered with the Investment Industry Regulatory Organization of Canada (IIROC) and is a member of the Canadian Investor Protection Fund (CIPF). Queensbury was formed in 1987 and through its affiliated companies employs close to 100 staff and independent advisors.

www.queensbury.com

Queensbury Securities Inc. has retained Haywood Securities Inc. (the “Carrying Broker”), as an independent carrying broker, to provide certain record keeping and operational services which may include execution and settlement of securities transactions, custody of securities and cash balances, and extension of credit on margin transactions. Haywood Securities Inc. has offices in Toronto, Vancouver and Calgary and administers over $5 billion in assets.

www.haywood.com

Queensbury Securities Inc. is a member in good standing with the Investment Industry Regulatory Organization of Canada (IIROC). IIROC is the national self-regulatory organization which oversees all investment dealers and trading activity on debt and equity marketplaces in Canada.

www.iiroc.ca

Queensbury Securities Inc. is a member in good standing with the Canadian Investor Protection Fund (CIPF). CIPF provides limited protection for property held by a member firm on behalf of an eligible client, if the member firm becomes insolvent. Member firms are investment dealers that are members of IIROC (Investment Industry Regulatory Organization of Canada). These investment firms are also automatically members of CIPF.

www.cipf.ca

CFP-FPSC CSI CFP Chartered Professional Accountants Canadian Investor Protection Fund Independent Industry Regulatory Organization of Canada